Features — Expensible

Transaction Standardization

Convert CSV, XLS, and XLSX files from any bank or financial institution into a unified, consistent format. No matter how your bank exports data, Expensible can handle it.

Key Capabilities

Universal Bank Compatibility: Works with files from any bank or financial institution worldwide
Multiple File Formats: Supports CSV, XLS, and XLSX files with any delimiter or encoding
Intelligent Date Detection: Automatically recognizes and converts 20+ date formats
Reusable Templates: Save your column mappings once and reuse them forever
Flexible Column Mapping: Map any file structure to standard transaction fields
Headerless File Support: Works with files that don't have column headers

Time Savings: What used to take hours of manual spreadsheet work now takes minutes. One-time template setup means every future file from the same source processes instantly.

Transaction Categorization

Organize your transactions exactly how you think about your finances. Create custom categories, assign colors, and let automatic rules handle the repetitive work.

Category Management

Custom Category Groups: Organize categories into logical groups (Income, Expenses, Transfers, etc.)
Color-Coded Organization: Assign colors to categories for instant visual recognition
Unlimited Categories: Create as many categories and groups as you need
Export/Import: Backup and share your category structure as JSON or CSV

Automatic Categorization Rules

Rule-Based Automation: Create rules that automatically categorize transactions based on payee, memo, amount, or source
Priority System: More specific rules automatically take precedence over general ones
Bulk Rule Creation: Generate multiple rules at once from grouped uncategorized transactions
Apply to Existing Data: Run rules on previously imported transactions or new imports

Uncategorized Transactions Management

Dedicated Management Page: Focus on uncategorized transactions with a dedicated interface
Smart Grouping: Group transactions by payee, memo, source, amount, or transaction type for efficient processing
Bulk Categorization: Create rules in bulk from grouped transactions to quickly categorize similar items
Advanced Filtering: Filter uncategorized transactions to find specific subsets for targeted categorization

Efficiency: Set up rules once and let them handle hundreds of transactions automatically. Use the uncategorized transactions page to efficiently process large batches. Manual categorization becomes a thing of the past.

Account Management

Manage all your financial accounts from one central location. Track balances, manage account owners, and link accounts to transaction templates for automatic assignment.

Account Tracking

Multi-Account Support: Create and manage multiple accounts—checking, savings, credit cards, investment accounts, and more
Account Categories: Organize accounts by type (Checking, Savings, Investment, Credit Card, etc.) for better management
Template Linking: Link accounts to transaction templates so imported transactions are automatically assigned to the correct account
Account Details: Store account numbers, bank/firm names, descriptions, open/close dates, and notes for each account

Account Ownership & Balance Tracking

Account Owners: Manage account owners and assign ownership percentages for joint accounts
Joint Account Support: Handle joint accounts with configurable ownership percentages for accurate net worth calculations
Balance History: Track account balances over time with date-stamped balance entries
Liquid Account Designation: Mark accounts as liquid for accurate cash flow and net worth analysis

Centralized Management: Keep track of all your financial accounts in one place. Link them to transactions, track balances, and manage ownership—all integrated with your transaction data.

Net Worth Tracking

Monitor your net worth over time with visual charts and detailed breakdowns. Track how your account balances change month by month and analyze your financial growth trends.

Visual Net Worth Analysis

Time-Based Charts: Visualize your net worth changes over time with interactive stacked column charts
Account Breakdown: View detailed breakdowns showing how each account contributes to your total net worth
Category Analysis: See net worth by account category or type to understand your asset allocation
Monthly Tracking: Track net worth month by month to identify trends and growth patterns

Advanced Filtering & Analysis

Owner-Based Filtering: Filter net worth calculations by account owner for individual or joint account analysis
Date Range Selection: Analyze net worth for specific time periods to track changes over custom intervals
Account Type Filtering: Filter by account category or type to focus on specific asset classes
Liquid Assets Only: Option to view only liquid accounts for cash flow and liquidity analysis

Financial Health Monitoring: Understand your overall financial position at a glance. Track growth, identify trends, and make informed decisions about your financial future.

Transaction Analytics & Insights

Transform your transaction data into actionable insights with visual charts, trend analysis, and comparative analytics to understand your spending patterns.

Visual Analytics

Stacked Bar Charts: See spending by category over time with interactive time-based analysis
Donut Charts: Visualize category distribution and spending proportions
Comparative Analytics: Compare spending between different time periods
Advanced Filtering: Filter by date ranges, categories, transaction types, and more
Export Analytics Data: Download chart data for further analysis or reporting

Insights: Understand where your money goes at a glance. Identify spending patterns, track trends, and make informed financial decisions based on your transaction history.

Privacy-First Architecture

The only financial tool that processes everything locally in your browser. Your financial data never leaves your device—ever.

Privacy Features

100% Local Processing: All file processing, categorization, and analysis happens in your browser
No Data Transmission: Your financial data never leaves your device—no uploads, no servers, no cloud
No Account Required: Start using immediately—no signup, no email, no personal information
GDPR & CCPA Compliant: Privacy-first design that complies with data protection regulations
Offline Capability: Works entirely offline after the initial page load
Local Storage: All data stored in your browser's IndexedDB—you have complete control

Complete Data Sovereignty: You own your data. It stays on your device. We can't access it, sell it, or lose it. That's the Expensible promise.

Data Management

Complete control over your transaction data with advanced filtering, search, and full backup/restore capabilities.

Storage & Organization

Local Browser Storage: All data stored securely in IndexedDB—persists across sessions
Advanced Filtering: Filter by date ranges, categories, payee, memo, source, and transaction type
Multi-Column Sorting: Sort by any column (date, amount, payee, category, etc.)
Full-Text Search: Search across all transaction fields instantly

Backup & Export

Export as CSV: Download all transactions in standard CSV format for use in spreadsheets
Export as JSON: Complete data backup including transactions, categories, and rules
Import from Backup: Restore all your data from a previous export
Full Data Portability: Your data is never locked in—export everything anytime

Control: Your data, your rules. Export, backup, and restore whenever you need. Complete data portability with no vendor lock-in.

Complete Financial Management Features